A lot of time we talk about all of the things we have given up to save money. For example, I have given up scrapbooking, cable, buying books, daily Starbucks runs, lot of new clothes, and many other things I cannot think of. The reality is in order to stay on budget I have to say no…a lot.
How about we talk about things we have decided we won’t do, or give up, to save money? This tag is from Budget Girl on Youtube. I encourage you to check out her video. I love her channel and found some of her things, hilarious.
1. I Won’t Steal: Now stealing comes in many forms. You could rob a bank or shoplift. Most people would agree this is wrong. But I also won’t steal pens from my job to keep from buying them, take extra napkins from the takeout restaurant to avoid buying my own, run cable from my neighbor to avoid paying for my own. You get the idea…I always check my spirit and conscious when embarking on new money saving techniques, lol.
2. I Wont Give Up My iPhone: I have given up a lot (see above), but my one treat is my iPhone. Yes the bill is expensive, but I gave up cable and a land line, can I have one treat??? To know me is to know my love of my Apple products and this is my one treat area. Now before I get hate mail, let me say I would give it up if I had to, but I prefer not to 🙂
3. I Won’t Give Up Zumba: We have a gym membership to Gold Gym. About 2 years ago, my husband and I made the decision to make our health a priority. We made the choice to invest in food and workouts vs. hospitals and doctor bills. Yes I could buy Zumba DVD’s but trust me it is not the same. Finding something you love to do is one of the best keys to mastering weight loss. It doesn’t feel like work, it is generally something I look forward to. I also work out about 5 times per week, so yes I am using it:)
P.S. I feel like I am going to get hate mail as I write this….
4. I Won’t Give Up Healthy Food: To add on to number 3, we spend quite a bit on food because we eat at home for 90 plus percent of our meals and we try to eat as organically as possible and yes… it is expensive. I am always open to ways to cut it down where it would make sense for us, but it is what it is. Last year in an effort to save money, we spent 2 months eating less organic. I tried out shopping at Target and yes they have some organic offerings but not as many as say Whole Foods. Plus I found it to not be as great of a savings as you might think. A lot of your staples (milk, eggs, butter, flours) are pretty reasonably priced at Whole Foods. I find that they are more expensive at your regular grocery store..
The point is that we felt the difference after about a week. Lets just say digestion was not the same. I will leave it there…. Now if things changed in our world and we could not afford to spend more on food, I would probably get a lot more strict on processed foods and continue to still buy lots of produce and implement more scratch cooking.
5. I Won’t Buy Cheap Toilet Paper: I have a two ply minimum. Period. I have long nails. Enough said. Also this would answer any questions about how I feel about family cloth. #cantdoit
6. I Wont Give Up Quality Things: I have shared Trent’s post from The Simple Dollar before on Buying for Life. This is where buying used or second hand is so valuable. I have plenty of quality, named brand clothes that I have paid 10% or less of the original cost. Why? I purchased it used. The key is to get the item when it still has most of the life left in it. Also it is worthwhile to ask yourself, how often are you using an item? If you use it daily or weekly it might be worth it to start saving for a higher end version that has a lifetime warranty when replacement is needed vs. replacing it with a cheaper item several times over. You save yourself the replacement cost, inconvenience, and the time spent replacing it.
7. I Won’t Give Up Giving: My husband and I believe in being God led in our giving. Yes we have debt, yes we are upside down in our home. yes. yes. yes. But we are so incredibly blessed everyday. We always want to be in a position for God to use us to bless someone else and not withhold that privilege because we horde everything that comes to us. Now, our giving outside of our tithe is smaller at this place in our lives, but I would never be comfortable with making that number 0. Keeping something in that category helps us to keep perspective of just how blessed we are financially even though we are still working to be where we (and God) wants us to be. Always remember the saying that an open hand is open to give and RECEIVE. We have found this to be nothing but true.
I hope you all enjoyed this post as much as I loved writing it! Comment below: What is one thing you will not do to save money??
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